This pic was taken by an amateur photographer in the Netherlands. She used a HDR feature on her camera that shoots 3 pics at the same time, then overlap the pictures to get the full spectrum of light. And this is what she caught in the pic:
The pictures was analyzed by a special FBI agent. He concluded the pic was probably not a fake; however, he added, he believes pics of this sort are of bugs! In fact, a famous filmmaker concurred that insects were one of the biggest nuisances along with dust which get too close to the lens and cause the images.